What is the COK Depositor MaXX Account?
a. The Depositor MaXX account is a special account designed to allow COK Members to earn premium interest on their deposits.

What is the minimum deposit amount?
a. Minimum deposit amount $50,000

Is there a maximum amount you can deposit to this account?
a. No

Can an individual open more than one Depositor MaXX account?
a. Yes. A member may open as many Depositor MaXX accounts as he chooses.

What is the interest rate on the Depositor MaXX product?
a. Interest rate: 7%

When is interest paid on the product?
a. Interest payments: Monthly (Deposited to Members Golden Egg Account).

Is the interest rate fixed or variable?
a. Interest rate is fixed.

What is the duration of this product?
a. The product tenor is 3 years.
b. Duration of the product: August 1, 2023 - July 31, 2026.

Is the interest earned taxable?
a. Yes. The interest earned will be subject to tax.

Is there a fee associated?
a. Yes. A flat fee of $500+ gct is chargeable for every Depositor MaXX account opened.

When will the principal be available to a member?
a. Principal redeemable August 1, 2026.

12 Where can a member access the product?
a. Product is available at all branches.

Is it available online?
a. Yes. Members have the option to indicate an interest in the product online via www.cokfinancialservices.com.

Will the member be required to visit the branch?
a. Yes. The member will be required to visit the branch to finalize the purchase and assign a beneficiary.